Financial Services : Sales Finance
Introducing Yamaha Motor Financial Services : Sales Finance
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Service Overview
To create an environment that makes it easier for dealerships to sell, and customers to buy, Yamaha Motor products, Yamaha Motor provides financial services (retail sales finance, wholesale sales finance, leasing, insurance, etc.) to customers and dealerships through sales finance subsidiaries in markets including the United States, Canada, Australia, France, Mexico, and Brazil. Our financial services strengthen ties between customers and dealerships not only by ourselves but also by using business methods aligned with each region’s business and regulatory environment, including tie-ups with local partners.
Background of the Business
In addition to the financial services we had previously provided sometimes with partners in North America, Central and South America, and Asia, in recent years we have established sales finance subsidiaries in Australia (2002), Brazil (2008), Canada (2014), the United States (2015), and France (2018). In 2015, we also established the Financial Service Business Development Section (the current Financial Service Development Division) as a business supervision department to promote the financial services business. As of December 31, 2019, the business’s outstanding receivables balance stood at ¥304.9 billion.
Current Business and Market Conditions
North America accounts for 75% of the Company’s entire financial services business. In the United States in particular, we meet customers’ diverse finance needs with credit card retail finance, extended warranties on Yamaha Motor products, and other services in addition to ordinary installment sales.
We consider this business to be strategically important over
the medium to long term, both to enhance our ties with customers and to secure stable earnings, and will work to expand the business to new geographic and business areas.
Offices
| Country | Name of company |
|---|---|
| U.S.A. | Yamaha Motor Finance Corporation, U.S.A. |
| Canada | Yamaha Motor Finance Canada Ltd. |
| Australia | Yamaha Motor Finance Australia Pty Limited |
| France | Yamaha Motor Finance France S.A.S. |
| Mexico | Yamaha Motor Consorcio Mexico, S.A. de C.V. |
| Brazil | Banco Yamaha Motor do Brasil S.A. |
Enhancing Ties with Customers and Securing Stable Earnings
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